Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.
Don't Worry Chase Bank,
Nobody Here but us Lemmings.
Wednesday, March 24, 2010
Saturday, February 20, 2010
More Book Delays, still can't upload my photos from my Canon Power Shot Camera onto Apple Snow Leopard, FIVE MONTHS HELD HOSTAGE BY MAC!
The title says it all. I upgraded my mac to snowleopard and now I can't upload photos to my canon image browser software. Amazingly enough, the Apple I-photo software offers NO WAY to super impose words over the photo.
As anyone who has seen the prior photos I have created, they ALL have text on them. Costco has joined on the consumer fraud by continuing to sell canon powershot cameras in their store with the canon packaging that states the cameras work with macs.
If a camera's own proprietary software WON'T WORK on an computer platform, than the camera is being sold as an incomplete package. I learned a long time ago that archiving a library in master location is the simplest way to create a work flow. I refuse to bend from that principle.
I have found over and over that the digital world is all about destroying solid, steadfast rules in exchange for playing things fast, easy, and changeable to maximize profits even if it means destroying how people were already using their products.
Parallels can be made between our dysfunctional economy and punk companies like Apple that are too big to care.
Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.
Tuesday, February 2, 2010
The Problem With America's Debt - Glenn Beck - FOXNews.com - Gasp, Glenn Beck compares China to Chase Bank, makes no sense.
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Glenn Beck does not understand the real damage that consumer debt is creating. He thinks we would be "better off" owing Chase Bank rather than China. This is just nuts. We would be better off incentivizing the consumer credit card debt by removing the interest rate charges for any consumer who is committed to PAYING DOWN THEIR CREDIT CARD DEBT.
Everybody wins, even the Chinese. But Glenn Beck falls short with his analysis. The alleged tea bagger could not bring himself to admit that national banks have destroyed local economies.
I will give some credit to Glenn Beck for spotlighting that the Barack Obama is holding on to part of the stimulus money so that the democrats can use it just before the next set of elections this fall to seed Wall Street and possibly electrify regions of the country with stimulus money.
But Glenn Beck loses the credit, and then some, when he has the gall to say consumers would be better off owing Chase Bank rather than China.
Wednesday, January 13, 2010
JP Morgan Chase makes money by Charging Fees, just another barnacle feeding off somebody else's wealth, not creating it.
With apologies to barnacles. Barnacles probably serve some important ecological function by attaching themselves to other living organisms and feeding off of them, but Chase Bank appears to be about feeding off of others by charging fees to make a profit, which then converts to bankster bonuses into the tens of billions of dollars.
Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.
Sunday, January 3, 2010
Your Chase Bank Horror Story wanted for "The Cat Who Ate Chase Bank", the book.
Do you know somebody who has suffered as a direct result of Chase Bank's raising of their monthly minimum payment from 2% to 5% on credit card accounts that had life of the loan, low interest rates agreement already in place? Do you feel your home equity line was unfairly cut off to you overnight? Have you been charged a crazy amount of fees and penalties? I want your story for my book, the Cat Who Ate Chase Bank.
One of Chase Bank's most notorious anti customer campaign involved raising the monthly minimum payment from 2% to 5% on their very low interest, life of the loan credit card agreements. The customers who were hit with this huge increase in their monthly minimum payment were customers that were never late on their payments.
When I found out Chase Bank was offering a 5 year pay down program at the same low interest rate I already had on my Chase Bank credit card that was going to have the monthly minimum payment raised by an additional 150%, I decided to take advantage of the 5 year offer. Click here to learn more about this five year Chase bank program. The link takes yoiu to another article I wrote explaining Chase bank's 5 year pay down program and it also gives you the toll free number and it is FREE INFORMATION. Clearly the five year paydown program is a better deal than instantly paying 150% more per month if you cannot afford such a huge jump in your monthly payment.
Chase Bank lobbied Congress and was able to get the credit card reform bill act manipulated so Chase Bank would not have to notify their own low interest, life of the loan credit card customers that they could change over to the five year pay down program. Most of their own customers do not know about the five year Pro-Active pay down program.If you call Chase Bank customer service and ask about getting a better deal, they will mislead you and tell you there is nothing they can do for you
even though Chase Bank actually has a Pro-Active department designed to put you on a five year program at the same low interest rate you were paying with Chase Bank. Click here to go to that free article with the toll free phone number and important information before you call.
As a reader recently commented, some of the Indian call centers actually laugh at you as if they are enjoying your suffering. Yes, even with the bailout money and additional monies given to the banks, Chase Bank is still outsourcing jobs to India even as Chase Bank builds a lavish airport hangar for their Lear Jets.
Chase Bank is even "giving away" 5 million dollars to facebook non-profit groups and telling everybody who will listen how great they are for doing it. Sadly, this 5 million dollars is just a drop in the bucket to what Chase Bank has stolen from their one million customers who were never late on their payments yet had to deal with the indignity and dangerous consequences of a 150% raise in their monthly minimum payments.
Lets be clear here, any consumer who has other, higher interest rate credit card debt and is instead forced to pay down their low interest rate Chase Bank debt at a faster pace because of the 5% monthly minimum payment, has basically been stolen from by Chase Bank.
While all credit card companies offered low interest rate, life of the loan credit card agreements to their customers, ONLY CHASE BANK actually reneged on their agreement, changing the terms, and then would not allow their customers to opt out. Only Chase Bank did that.
If you are the victim of the Chase Bank monthly minimum payment increase, you can call in and get your payment reduced back to the 2% monthly minimum rate. There is even a secret Chase Bank five year Pro-Active plan that is a superior option to having your monthly minimum payment go up by an additional 150%.
However, of the possibly one to two million customers who had their monthly minimum payment increased on their low interest rate account, probably 90% or more will never find out about the 5 year program. Some of these people will most likely be the victim of some type of penalty as they fall behind on some of their payments. The resulting hit their credit score will take will then result in higher interest rates on their other accounts.
If we can find just a few of these people and have them tell their story, I will include at least some of them in my book, "The Cat Who Ate Chase Bank". Please help. If you can investigate a bit, please do so. If you know someone who still can benefit by the five year plan, please tell them about it as well.
Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.
Thursday, December 17, 2009
Twas the Night before Bonusmas, and all through the House...
Mark Fiore's latest Political Animation Cartoon contains some pretty powerful Prose. Please enjoy the video and remember, bonus responsibly.
Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.
Friday, November 27, 2009
JUDGE CANCELS HOMEOWNER'S DEBT BECAUSE OF UNSCRUPULOUS AND UNFATHOMABLE BANK BEHAVIOR.
It is interesting that a New York judge decided to "punish" One West Bank of California for poor behavior, for their unwillingness to fairly negotiate with one of their customers. The tide may be turning against the banks as judges begin to come forward and fight for home owner mortgage modifications.
While I think it is possible that this case could be overturned in a higher court, I think this judge may be making a valid decision using the premise of a "wake up call" to the banks. If Banks continue to behave smugly, especially when they have received federal bailout money, then maybe judicial "wake up calls" are a valid reason to waive homeowner debt as the verdict serves to create motivation for the banks to try and be more helpful then they presently are being.
Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.
Wednesday, November 25, 2009
More Credit Card Scams, brown envelope bills, late payments because auto pay was cancelled, fees for reversing a wrongly charged fee!
Wow, there must be fifty ways to pillage a credit card customer. Click here to find out about bills in brown envelopes, canceled auto pays that lead to late fees, and how about fees to reverse already charged fees, wow!
Don't forget, the Cat Who Ate Chase Bank Book, early 2010.
Tuesday, November 24, 2009
More Chase Bank UNHAPPY, ANGRY, AND AFRAID home loan modification customers.
When I find so much anti Chase Bank sentiment on the internet I do also wonder what is Chase Bank's position on the situation. I assume Chase Bank is trying to move forward cautiously on home loan modifications and in a way that does not create greater losses for themselves.
But, there does seem to be a pattern emerging where people just want the best chance to succeed with their home loan modification. How can a home loan modification at 11.99 percent be considered a success?
Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.
Sunday, November 22, 2009
TRAINING VIDEO ALLEGEDLY USED to TRAIN ROBO BANKSTERS on how to FORECLOSE a HOMEOWNERS HOME when the HOMEOWNER JUST WANTS a HOME LOAN MODIFICATION.
Apparently, Parallel Foreclosures is a banking process by which banks start foreclosure papers on your home from the moment you voluntarily come in to ask for a home loan modification.
It appears the good guy bad guy bankers will look the homeowner in the eye as the homeowner attempts to civilly negotiate a home loan modification solution even as the another set of banksters, the robo banksters, are secretly loading up their foreclosure machine gun to remove the homeowner from their home via a foreclosure, auction, and eviction.
Even if the homeowner is good faith complying, the robo banksters may have already started loading their foreclosure bullets anyways by a process known as parallel foreclosures.
Could the video above be the training film the robo banksters are using to take a home from the homeowner who was simply asking for a home loan modification? In the Robo Bankster world, compliance doesn't mean what it used to, as the video demonstrates.
You can see a longer version of the video clip above, directly below.
Mr. Kenny, the person in the video clip who complies by dropping his "weapon" (also known as a home loan modification for our purposes), reminds me of a homeowner that has asked for a homeloan modification.
The robocop is the foreclosure robot specialist, also known as the robo bankster with the machine gun arms.
The gentleman who advises Mr. Kenny to "drop his weapon" (the home loan modification application), is the home loan modification specialist advising Mr. Kenny on the right way to comply.
See what happens when Mr. Kenny "complies" (spoof alert, this is just a spoof based on a famous movie called robo cop that was made in the late 80's).
Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.
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