Don't Worry Chase Bank,
Nobody Here but us Lemmings.

Showing posts with label The Cat Who Ate Chase Bank. Book. Show all posts
Showing posts with label The Cat Who Ate Chase Bank. Book. Show all posts

Sunday, January 3, 2010

Your Chase Bank Horror Story wanted for "The Cat Who Ate Chase Bank", the book.

Do you know somebody who has suffered as a direct result of Chase Bank's raising of their monthly minimum payment from 2% to 5% on credit card accounts that had life of the loan, low interest rates agreement already in place? Do you feel your home equity line was unfairly cut off to you overnight? Have you been charged a crazy amount of fees and penalties? I want your story for my book, the Cat Who Ate Chase Bank.

One of Chase Bank's most notorious anti customer campaign involved raising the monthly minimum payment from 2% to 5% on their very low interest, life of the loan credit card agreements. The customers who were hit with this huge increase in their monthly minimum payment were customers that were never late on their payments.

Chase Bank lobbied Congress and was able to get the credit card reform bill act manipulated so Chase Bank would not have to notify their own low interest, life of the loan credit card customers that they could change over to the five year pay down program. Most of their own customers do not know about the five year Pro-Active pay down program.
If you call Chase Bank customer service and ask about getting a better deal, they will mislead you and tell you there is nothing they can do for you
even though Chase Bank actually has a Pro-Active department designed to put you on a five year program at the same low interest rate you were paying with Chase Bank. Click here to go to that free article with the toll free phone number and important information before you call.

As a reader recently commented, some of the Indian call centers actually laugh at you as if they are enjoying your suffering. Yes, even with the bailout money and additional monies given to the banks, Chase Bank is still outsourcing jobs to India even as Chase Bank builds a lavish airport hangar for their Lear Jets.

Chase Bank is even "giving away" 5 million dollars to facebook non-profit groups and telling everybody who will listen how great they are for doing it. Sadly, this 5 million dollars is just a drop in the bucket to what Chase Bank has stolen from their one million customers who were never late on their payments yet had to deal with the indignity and dangerous consequences of a 150% raise in their monthly minimum payments.

Lets be clear here, any consumer who has other, higher interest rate credit card debt and is instead forced to pay down their low interest rate Chase Bank debt at a faster pace because of the 5% monthly minimum payment, has basically been stolen from by Chase Bank.

While all credit card companies offered low interest rate, life of the loan credit card agreements to their customers, ONLY CHASE BANK actually reneged on their agreement, changing the terms, and then would not allow their customers to opt out. Only Chase Bank did that.

If you are the victim of the Chase Bank monthly minimum payment increase, you can call in and get your payment reduced back to the 2% monthly minimum rate. There is even a secret Chase Bank five year Pro-Active plan that is a superior option to having your monthly minimum payment go up by an additional 150%.

However, of the possibly one to two million customers who had their monthly minimum payment increased on their low interest rate account, probably 90% or more will never find out about the 5 year program. Some of these people will most likely be the victim of some type of penalty as they fall behind on some of their payments. The resulting hit their credit score will take will then result in higher interest rates on their other accounts.

If we can find just a few of these people and have them tell their story, I will include at least some of them in my book, "The Cat Who Ate Chase Bank". Please help. If you can investigate a bit, please do so. If you know someone who still can benefit by the five year plan, please tell them about it as well.


Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Tuesday, September 8, 2009

The CAT WHO ATE CHASE BANK BOOK is coming, the blog is already here.

Don't be shy, please leave a message in the comments section. Click on any image to see it enlarged.
Just what has Chase Bank done? Where to Begin.
A comment I just read tonight on the internet, 10 simple words for Chase Bank to live by...
"I just want Chase Bank to honor their original agreement".

To get Chase Bank to honor those 10 simple words, it is going to take ongoing pressure above and beyond the year 2009.
The Cat who ate Chase Bank will be chock full of actual Chase Bank actions and attitudes that defy civility towards their own customers and even their own employees.

The Cat who Ate Chase Bank will explore and expose Chase Bank's actions that reveal a banking philosophy of "the bank comes first, second, and third."
Is Chase Bank's arrogance somehow tied into Jamie Dimon's relationship with Barack Obama?
Barack Obama accepted tens of millions of dollars in FRAUDULENT Credit Card Donations in 2008. The Credit Card numbers were valid, the names on the credit card were altered to protect donors who had already given the MAXIMUM legal limit.
Could this be why Barack Obama is doing nothing to stop Chase Bank from doing whatever it wants to over a million of their most reliable customers?
Is it possible that somehow Jamie Dimon knew how to make these type of illegal donations happen?
Is that why now Barack Obama does nothing even as Chase Bank endangers the credit accounts of possibly more than one or two million customers?
The customers being affected are customers who EARNED an excellent credit offer by being oustanding credit card customers with an outstanding credit card history. Now these very same customers are being attacked by Chase Bank, simply because Chase Bank thinks they can get away with it.
These customer's monthly minimum payments that they HAVE NEVER BEEN LATE PAYING, are going to increase by 150%. A 300 dollar payment will now become a 750 dollar payment.
Yes, Cheating Honest Americans sure does seem easy, and that is why The Cat Who Ate Chase Bank is being turned into a book. Lets spread the message wide and far that Chase Bank is dead to you, dead to me, dead to all of the millions of americans that just can't stand their arrogant and narcissistically deplorable behavior.
Telling the story of Chase Bank's arrogance through a cats eyes is no easy task.
I can tell you that these photos are lovingly taken, at the time and place of the CATS CHOOSING.
While many of the pictures may come across as humorous or even cute, the messages in the photo are all serious.
Many Chase Bank Customers simply want Chase Bank to "leaf them alone".
Other Customers have already formed lifelong, NEGATIVE, opinions of Chase Bank.

Assuming I can put a book together without getting bogged down in the technical details, The Cat Who Ate Chase Bank should be available by the first week in November of 2009.

This blog won't have that many blog article updates. So if you wish to participate, please leave a comment in the comments section.
Estimated book price will be 15.00 dollars per book, a multiple order of 6 books will be 60 dollars, and 12 books should cost 99 dollars. I am hoping to make a dent in the small business stores. Purchase a 12 pack and if you sell them all at 15 dollars each, you will make a nice profit.

NONE of these pictures are photoshopped. Other than some standard color correction, these pictures are not manipulated with any special software programs.

If this book reminds people that Chase Bank's attitude in this time of great economic strife was unacceptable, then the impact this one book could have could be incredible, and, more importantly, well deserving of a bank that is too big to care for its most loyal and never late paying customers.
Those who have blogged in protest, have written congress, consumer affairs, their local politicians, discussed Chase Bank with anybody who wanted to know, how much time have WE LOST because of the arrogance of Chase Bank?
Just read some of the thousands of letters that are located at consumeraffairs.com to get a sense of the trauma that Chase Bank has UNNECESSARILY inflicted on their own customers.
14 Class Action lawsuits have been filed against Chase Bank over their recent activities against the consumer.
If you were promised a "Life of the Loan" low interest rate Chase Bank Credit Card Loan, your payment 600 dollar a month payment would rise to 1,500!
Chase Bank is spurning their proud to pay down their debt customers in exchange for customers who want a more elitist card, a card named Sapphire. Chase Bank is spending 30 million dollars to "launch" this new card. I wonder where they got the money from?
There is actually a proviso in the Credit Card Reform Bill Act that ALLOWS CHASE BANK to raise the monthly minimum payment on their low interest rate loans, alleging it is for the good of the consumer!
Chase Bank was proud of the 9 Grief counseling centers they set up in Southern California. Ironically, the anguish Chase Bank was causing by the inflexible negotiating positions they gave to their customer service reps could have been invoking just as much pain , if not more, than their grief counseling centers could handle.
I believe Chase Bank is counting on their customers to remain speechless even as Chase Bank is able to take back a promotion they promised.

Several months ago, Oprah Winfrey garnered a lot of favorable publicity for herself and her television show by giving out four free KFC Chicken Grill Coupons to possibly millions of her viewers.

Oprah Winfrey is in a position to help MILLIONS of americans by simply taking Chase Bank on, on her own show, but as far as I know, it never happened. Shame on Oprah, for valuing free chicken coupons more than helping the victims of Chase Bank actions.

All of these photos above will probably be in the book, The Cat Who Ate Chase Bank.
The good news is, there will be EVEN MORE, at least another 20-30 equally wonderful photos, each with their own caption plus information about how Chase Bank's behavior will not be tolerated...
or forgotten!