The Cat Who Ate Chase Bank

Chase Bank sued over changing due dates on credit cards in 2009.

2012-01-02T14:27:00.001-08:00

Read about Chase Bank apparently changing due dates on their credit cards in 2009, resulting in a lawsuit now.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Occupy Movement, a Movement about Protest, Disruption, Revenge, or Protection?

2011-10-23T21:47:00.000-07:00

I question the premise that this is a movement that must choose between protest or disruption. I believe that Occupy can be a movement about Protection.

Right now 5,000 to 10,000 homeowners are being foreclosed upon each and every day in the United States.

I am concerned that the Occupy Movement is more about people under the age of 35 who just don't care enough about people over the age of 35. If Occupy doesn't care enough about the people who are about to fall off the foreclosure cliff at the rate of 5,000 to 10,000 a day, then that may mean Occupy is really more about the protestors themselves than any one issue that is bigger than them.

If Occupy is more about revenge and prosecution of a few wall street criminals while 5,000 to 10,000 americans are foreclosed upon each and every day, then just what 99% is the Occupy movement representing?

If Occupy could change one thing that would actually have an instant effect and actually help the 99% that Occupy portends to represent, I would suggest changing the banking law that requires a person default before their debt can be restructured.

Change this one banking law and the robbery of main street's wealth can be mitigated. Suddenly Occupy may find that the economy can heal from within and not with higher taxation or more stimulus packages.

Simply allowing anybody who needs their debt restructured to have it restructured without having to default may be the impetus our economy needs to heal from within.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

AdZookie's new crazy promotion, Will Paint Ad on your home and temporarily pay your mortgage.

2011-04-06T14:24:00.000-07:00

Although the above image has probably been photoshopped, the actual promotion appears to be for real. Learn more by clicking here.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Nice assembly of WAMU and Chase Bank protest blogs.

2011-01-26T22:09:00.000-08:00

Lots of links to various WAMU and Chase Bank protest, activist, and consumer group websites can be found by clicking here. Apparently there is a battle over all the free stuff that Barack Obama allowed his buddy at Chase Bank to get. Or did Dimon get the gift under other buddy, George Bush Jr.?

I was told once by a former employee of WAMU that about six months to a year before WAMU became Chase Bank, that new hires arrived at WAMU, allegedly from Texas, and that they were snooping around.

That might help explain how WAMU got nothing, and how the stock investors lost out to Chase Bank as well. Here's hoping the WAMU stock investors win in court.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Chase Lies in Thousands of Foreclosures, Foreclosure Mills Engaging in Massive Fraud, Borrower Actions on the Rise says Foreclosure Defense Nationwide

2011-01-05T20:40:00.001-08:00

Breaking News, Chase Bank Lies in Thousands of Foreclosures, Foreclosure Mills Engaging in Massive Fraud, Borrower Actions on the Rise, says Foreclosure Defense Nationwide dot com. The link provided in this article goes to a combination news story and PR piece from Foreclosure Defense Nationwide.

I'm not endorsing Foreclosure Defense Nationwide, however FDN has pieced together an interesting piece of evidence that you may want to see by clicking on the link above or here.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Chase Bank Executives under Investigation for firing a Whistle Blower.

2010-12-21T23:50:00.001-08:00

Nice to see the "too big to fail" gang may be "bad enough for Jail."

Hey, Chase Bank, leave those whistleblowers alone!

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

22 Southern California Homeowners Protesting Foreclosure Arrested at Los Angeles Chase Bank. - LA WEEKLY

2010-12-16T19:23:00.001-08:00

22 Southern California Homeowners Protesting Foreclosure Arrested at Chase Bank.

The arrogant bankers are now going to claim that Parallel Foreclosure is legal! How can parallel foreclosure be legal if it may be a violation of the Federal Hobbs Act, the extortion clause?

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2011.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Shelby County Aims to Help Keep Families in Their Homes | My Fox Memphis | Fox 13 News

2010-12-11T03:08:00.000-08:00

Shelby County Aims to Help Keep Families in Their Homes | My Fox Memphis | Fox 13 News

Shelby county is arranging meetings between those being foreclosed upon, and the banks. But will these meeting really amount to anything if there is no active homeowners group to remind the banks they want to be respected?

Do these residents know to check out Swarm the Banks and Parallel Foreclosure to learn of the true level of unfairness that still exists in the way foreclosure proceedings are conducted by the banks?

Chase Bank "Balance Liquidation Program" might help you actually pay down your credit card debt.

2010-10-07T23:52:00.001-07:00

About a year ago I was told by a reader to ask for the 5 year Chase Bank "Pro-Active" program as one way to combat Chase Banks change in terms on their low interest rate credit card offers.

Chase Bank basically STOLE anywhere from 10 million to 100 million dollars of its customers low interest rate savings on a monthly basis by increasing the monthly minimum payment on customers' low interest rate, life of the loan credit card agreement, by 150% above and beyond what their customers were already paying!

So if a customer was making a 400 dollar a month payment to Chase Bank, that payment would suddenly jump to 1,000 dollars a month! If the customer could not make the higher payment, they would default on the low interest rate credit card agreement (example, 2.9%), and the interest rate could increase to as high as 29%! In my opinion this was a criminal act by Chase Bank that to this day has not been rectified.

There may literally be tens of thousands of Chase Bank customers who took a huge financial hit because of Chase Bank first changing terms, then not allowing their customers to opt out of the change in terms.

Chase Bank went as far as to lobby the new credit card reform act of 2009 so that they WOULD NOT have to notify their customers whose terms had been changed that there was a way out of the mess.

Indeed, when I called the number the reader gave me, the five year paydown program was called the Pro Active program.

However, when I got the Chase Bank welcome letter, I was so upset with Chase Bank (Because the accelerated paydown of this low interest rate credit card would cost me hundreds of dollars extra as I applied extra money to this low interest rate card that could have gone to pay down a higher interest rate credit card faster), that I just sort of glanced at their "welcome letter".

Today, I ran across the chase bank welcome letter again and noticed that I was being welcomed to the Chase Bank "Balance Liquidation Program". So even though I was told, and Chase Bank answered to the name Pro-Active, the other name that apparently describes the 5 year pay down program is called the "Balance Liquidation Program".

I recall banks sending me similar types of 5 year pay down programs, but the interest rate always seemed to be anywhere from 10.99% to 19.99%, or higher. I think two differences with this Chase Bank Balance Liquidation Program is that the regular customer service department may know who to send you to, whereas with the Pro-Active program they may not, the second difference is you may actually qualify for anywhere from zero percent interest to some other single digit interest rate not exceeding 9.99%.

The idea being that whatever interest rate you are presently paying, if you agree to close your account while continuing to pay off your closed account, you will get a low interest rate as an incentive.

So if you feel you can pay off a credit card debt that currently is at a high interest rate if the interest rate were lower, you may want to consider calling and asking about the balance liquidation program. I think other banks besides Chase Bank may offer this program as well.

Your credit score may take a small hit because of the closing of the account, but I think that is only for perhaps six months, then if you show that you are making timely payments, it should start to help restore your credit score, and you get the added bonus of paying less out in interest rate charges.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Brenda Reed, Oakland, California

2010-05-18T16:59:00.001-07:00

Chase Bank is foreclosing on the widow of an American war hero, Read the whole story at Shame the Banks.

I am a Vietnam War widow dealing with Chase/WAMU. On Monday, May 17th, 2010, unless I have legal or divine intervention Chase will sell my home of 38 years at auction on the courthouse steps in Oakland, California. I have been trying to work out my loan with Chase since July 2009.

I successfully completed a 3 month trial modification with manageable payments that dragged on for 5 months. On February 1st, the anniversary of the death of my husband, Captain James Eddie Reed, in Vietnam, a Chase rep telephoned me and stated "I know what today is for you . . . you have been denied . . . we are going to foreclose on your home. My home is also a bed and breakfast business. On April 24th I received the Notice of Trustee's Sale and it was taped to my door on April 26th -- something utterly devastating.

The one thing I know for sure is that my husband did not give his life for his country so a bank -- any bank -- could run rough shod over his family or countrymen....Read the rest of the story at Shame the Banks.

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Chase Bank raises interest rate after a credit card account was closed, long time customer alleges, is that even allowed?

2010-05-15T19:11:00.001-07:00

Can any credit card company raise the interest rate on a credit card after it has been closed and payments are being made on time? This customer claims Chase Bank raised their credit card interest rate on a closed account even though they were never late with their payments.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Swarm the Banks is now following Senate Financial Reform Vote.

2010-05-01T14:07:00.000-07:00

Keep in touch with Swarm the Banks and follow the senate voting on important financial reform legislation.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Independent Congress person Bernie Sanders of Vermont continues his battles with the Credit Card Industry

2010-04-22T02:59:00.001-07:00

There are many congress people who are trying to fight for the american people. However, the american people don't know who they all are. Read what Independent Congress person Bernie Sanders has to say in the Brattleboro Reformer. Story by Neal P. Goswami.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Syracuse Students protesting Jamie Dimon's commencement speech.

2010-04-17T13:30:00.000-07:00

SU Students Protest Commencement Speaker

Jamie Dimon is supposed to speak at commencement services for Syracuse University. Lets hope smarter heads prevail and he is shown the door before speaking.

On the other hand, it might be better if Mr. Dimon speaks as there is little he can say that will be the truth and instead will be easily debunkable.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in sometime in 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Just who Won the Healthcare Debate, was it perhaps Wall Street?

2010-04-08T04:05:00.000-07:00

Here are the players in the Healthcare Debate that we should consider.

Consumer credit card debt of somewhere between 850 billion dollars to 1 trillion dollars (if we count zombie debt, it could be as high as 1.5 trillion dollars???).

Consumers are paying 10-15 billion dollars A MONTH on interest rate charges on EXISTING credit card debt.

10,000 foreclosed homes PER DAY is creating new waves of wealth opportunities FOR THE BANKS AND WALL STREET.

OVER A YEAR SPENT DEBATING A HEALTHCARE BILL that won't take affect for SEVERAL years and could easily be revisited and changed before it becomes law, meanwhile 10,000 homes are foreclosed upon EVERY DAY.

Just who won the healthcare debate? I have read a few articles on the internet that Chase Bank is making money by buying distressed businesses and properties at well below market value. Animal analogies abound. A coyote eating their own leg off to get out of a leg trap, a vulture flying overhead viewing their next prospective carcass. Creating false wealth by buying cheap is a new scandal waiting to be fully exposed.

Keeping home mortgage modifications complicated and in perpetual turnaround is the precursor to being able to buy foreclosed homes cheap and later on sell at a higher price, (although it does depend on how much of the leg is being chewed off).

Wouldn't life be easier for all if all mortgages had their interest rates re-racked to 4% without review? Way too many resources are being spent on stalling people in home loan modification turnaround.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Yahoo comes through with an excellent list of 10 places not to use your DEBIT Card.

2010-03-24T20:18:00.001-07:00

Please Click here and read the Yahoo list of ten places not to use your debit card.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

More Book Delays, still can't upload my photos from my Canon Power Shot Camera onto Apple Snow Leopard, FIVE MONTHS HELD HOSTAGE BY MAC!

2010-02-20T18:15:00.000-08:00

The title says it all. I upgraded my mac to snowleopard and now I can't upload photos to my canon image browser software. Amazingly enough, the Apple I-photo software offers NO WAY to super impose words over the photo.

As anyone who has seen the prior photos I have created, they ALL have text on them. Costco has joined on the consumer fraud by continuing to sell canon powershot cameras in their store with the canon packaging that states the cameras work with macs.

If a camera's own proprietary software WON'T WORK on an computer platform, than the camera is being sold as an incomplete package. I learned a long time ago that archiving a library in master location is the simplest way to create a work flow. I refuse to bend from that principle.

I have found over and over that the digital world is all about destroying solid, steadfast rules in exchange for playing things fast, easy, and changeable to maximize profits even if it means destroying how people were already using their products.

Parallels can be made between our dysfunctional economy and punk companies like Apple that are too big to care.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

The Problem With America's Debt - Glenn Beck - FOXNews.com - Gasp, Glenn Beck compares China to Chase Bank, makes no sense.

2010-02-02T20:14:00.003-08:00

The Problem With America's Debt - Glenn Beck - FOXNews.com

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Glenn Beck does not understand the real damage that consumer debt is creating. He thinks we would be "better off" owing Chase Bank rather than China. This is just nuts. We would be better off incentivizing the consumer credit card debt by removing the interest rate charges for any consumer who is committed to PAYING DOWN THEIR CREDIT CARD DEBT.

Everybody wins, even the Chinese. But Glenn Beck falls short with his analysis. The alleged tea bagger could not bring himself to admit that national banks have destroyed local economies.

I will give some credit to Glenn Beck for spotlighting that the Barack Obama is holding on to part of the stimulus money so that the democrats can use it just before the next set of elections this fall to seed Wall Street and possibly electrify regions of the country with stimulus money.

But Glenn Beck loses the credit, and then some, when he has the gall to say consumers would be better off owing Chase Bank rather than China.

JP Morgan Chase makes money by Charging Fees, just another barnacle feeding off somebody else's wealth, not creating it.

2010-01-13T23:23:00.000-08:00

With apologies to barnacles. Barnacles probably serve some important ecological function by attaching themselves to other living organisms and feeding off of them, but Chase Bank appears to be about feeding off of others by charging fees to make a profit, which then converts to bankster bonuses into the tens of billions of dollars.

Click here to read the full story.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Your Chase Bank Horror Story wanted for "The Cat Who Ate Chase Bank", the book.

2010-01-03T02:34:00.001-08:00

Do you know somebody who has suffered as a direct result of Chase Bank's raising of their monthly minimum payment from 2% to 5% on credit card accounts that had life of the loan, low interest rates agreement already in place? Do you feel your home equity line was unfairly cut off to you overnight? Have you been charged a crazy amount of fees and penalties? I want your story for my book, the Cat Who Ate Chase Bank.

One of Chase Bank's most notorious anti customer campaign involved raising the monthly minimum payment from 2% to 5% on their very low interest, life of the loan credit card agreements. The customers who were hit with this huge increase in their monthly minimum payment were customers that were never late on their payments.

When I found out Chase Bank was offering a 5 year pay down program at the same low interest rate I already had on my Chase Bank credit card that was going to have the monthly minimum payment raised by an additional 150%, I decided to take advantage of the 5 year offer. Click here to learn more about this five year Chase bank program. The link takes yoiu to another article I wrote explaining Chase bank's 5 year pay down program and it also gives you the toll free number and it is FREE INFORMATION. Clearly the five year paydown program is a better deal than instantly paying 150% more per month if you cannot afford such a huge jump in your monthly payment.

Chase Bank lobbied Congress and was able to get the credit card reform bill act manipulated so Chase Bank would not have to notify their own low interest, life of the loan credit card customers that they could change over to the five year pay down program. Most of their own customers do not know about the five year Pro-Active pay down program.

If you call Chase Bank customer service and ask about getting a better deal, they will mislead you and tell you there is nothing they can do for you

even though Chase Bank actually has a Pro-Active department designed to put you on a five year program at the same low interest rate you were paying with Chase Bank. Click here to go to that free article with the toll free phone number and important information before you call.

As a reader recently commented, some of the Indian call centers actually laugh at you as if they are enjoying your suffering. Yes, even with the bailout money and additional monies given to the banks, Chase Bank is still outsourcing jobs to India even as Chase Bank builds a lavish airport hangar for their Lear Jets.

Chase Bank is even "giving away" 5 million dollars to facebook non-profit groups and telling everybody who will listen how great they are for doing it. Sadly, this 5 million dollars is just a drop in the bucket to what Chase Bank has stolen from their one million customers who were never late on their payments yet had to deal with the indignity and dangerous consequences of a 150% raise in their monthly minimum payments.

Lets be clear here, any consumer who has other, higher interest rate credit card debt and is instead forced to pay down their low interest rate Chase Bank debt at a faster pace because of the 5% monthly minimum payment, has basically been stolen from by Chase Bank.

While all credit card companies offered low interest rate, life of the loan credit card agreements to their customers, ONLY CHASE BANK actually reneged on their agreement, changing the terms, and then would not allow their customers to opt out. Only Chase Bank did that.

If you are the victim of the Chase Bank monthly minimum payment increase, you can call in and get your payment reduced back to the 2% monthly minimum rate. There is even a secret Chase Bank five year Pro-Active plan that is a superior option to having your monthly minimum payment go up by an additional 150%.

However, of the possibly one to two million customers who had their monthly minimum payment increased on their low interest rate account, probably 90% or more will never find out about the 5 year program. Some of these people will most likely be the victim of some type of penalty as they fall behind on some of their payments. The resulting hit their credit score will take will then result in higher interest rates on their other accounts.

If we can find just a few of these people and have them tell their story, I will include at least some of them in my book, "The Cat Who Ate Chase Bank". Please help. If you can investigate a bit, please do so. If you know someone who still can benefit by the five year plan, please tell them about it as well.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Twas the Night before Bonusmas, and all through the House...

2009-12-17T13:17:00.000-08:00

Mark Fiore's latest Political Animation Cartoon contains some pretty powerful Prose. Please enjoy the video and remember, bonus responsibly.

Click here to go to Mark Fiore's Merry Bonusmas Political Animation Cartoon.

Don't forget, the Cat Who Ate Chase Bank, the book, coming out in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

JUDGE CANCELS HOMEOWNER'S DEBT BECAUSE OF UNSCRUPULOUS AND UNFATHOMABLE BANK BEHAVIOR.

2009-11-27T08:47:00.000-08:00

It is interesting that a New York judge decided to "punish" One West Bank of California for poor behavior, for their unwillingness to fairly negotiate with one of their customers. The tide may be turning against the banks as judges begin to come forward and fight for home owner mortgage modifications.

Click here to read the full story at the New York Post "Judge Blasts Bad Bank, Erases 525G Debt".

While I think it is possible that this case could be overturned in a higher court, I think this judge may be making a valid decision using the premise of a "wake up call" to the banks. If Banks continue to behave smugly, especially when they have received federal bailout money, then maybe judicial "wake up calls" are a valid reason to waive homeowner debt as the verdict serves to create motivation for the banks to try and be more helpful then they presently are being.

Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

More Credit Card Scams, brown envelope bills, late payments because auto pay was cancelled, fees for reversing a wrongly charged fee!

2009-11-25T11:46:00.001-08:00

Wow, there must be fifty ways to pillage a credit card customer. Click here to find out about bills in brown envelopes, canceled auto pays that lead to late fees, and how about fees to reverse already charged fees, wow!

Don't forget, the Cat Who Ate Chase Bank Book, early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

More Chase Bank UNHAPPY, ANGRY, AND AFRAID home loan modification customers.

2009-11-24T14:29:00.001-08:00

When I find so much anti Chase Bank sentiment on the internet I do also wonder what is Chase Bank's position on the situation. I assume Chase Bank is trying to move forward cautiously on home loan modifications and in a way that does not create greater losses for themselves.

But, there does seem to be a pattern emerging where people just want the best chance to succeed with their home loan modification. How can a home loan modification at 11.99 percent be considered a success?

Read the comments from a story found in the comments section of a loanworkout dot org article by clicking on this sentence.

Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

TRAINING VIDEO ALLEGEDLY USED to TRAIN ROBO BANKSTERS on how to FORECLOSE a HOMEOWNERS HOME when the HOMEOWNER JUST WANTS a HOME LOAN MODIFICATION.

2009-11-22T11:35:00.000-08:00

CLICK ON SMALL BADGE DIRECTLY BELOW TO GO TO VIDEO CLIP PAGE, THEN WHEN ON NEW PAGE, IN UPPER LEFT HAND CORNER CLICK ON THE WORD "CONTINUE" LOCATED INSIDE THE VIDEO BOX. 30 SECOND CLIP IS WELL WORTH IT.

Apparently, Parallel Foreclosures is a banking process by which banks start foreclosure papers on your home from the moment you voluntarily come in to ask for a home loan modification.

It appears the good guy bad guy bankers will look the homeowner in the eye as the homeowner attempts to civilly negotiate a home loan modification solution even as the another set of banksters, the robo banksters, are secretly loading up their foreclosure machine gun to remove the homeowner from their home via a foreclosure, auction, and eviction.

Even if the homeowner is good faith complying, the robo banksters may have already started loading their foreclosure bullets anyways by a process known as parallel foreclosures.

Could the video above be the training film the robo banksters are using to take a home from the homeowner who was simply asking for a home loan modification? In the Robo Bankster world, compliance doesn't mean what it used to, as the video demonstrates.

You can see a longer version of the video clip above, directly below.
Mr. Kenny, the person in the video clip who complies by dropping his "weapon" (also known as a home loan modification for our purposes), reminds me of a homeowner that has asked for a homeloan modification.
The robocop is the foreclosure robot specialist, also known as the robo bankster with the machine gun arms.
The gentleman who advises Mr. Kenny to "drop his weapon" (the home loan modification application), is the home loan modification specialist advising Mr. Kenny on the right way to comply.
See what happens when Mr. Kenny "complies" (spoof alert, this is just a spoof based on a famous movie called robo cop that was made in the late 80's).

Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Banks' messes prove they need a strict baby sitter -- latimes.com

2009-11-14T19:46:00.001-08:00

Banks' messes prove they need a strict baby sitter -- latimes.com

Excellent article by David Lazarus of the Los Angeles Times. Click the link above to read it.

"This didn't seem like the way you should treat a loyal customer," Underwood said.

Chase Bank and the word loyalty in the same sentence? One more customer learns the truth.

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BE VERY AFRAID OF CHASE BANK, VERY AFRAID, How Chase Bank takes your home even while they accept your payments.

2009-11-12T01:45:00.001-08:00

CLICK HERE TO GO TO VIDEO.

This is a very very important story. The CBS 5 news reporter, Sarah Buduson, has clearly and concisely exposed how Chase Bank is stealing people's homes!

While Chase Bank negotiates to your face over a home loan modification, Chase Bank at the same time is also spending tons of money to process all the necessary paper work to foreclose on your home!

One of the basic tenets of a civilized society is to first communicate with the other side and then allow them a certain amount of time to respond to the request, then and only then does one proceed the case to the next level!

Hello JUDGES, DON'T YOU HAVE THE INTELLIGENCE TO ASK CHASE BANK IF THEY ARE STILL NEGOTIATING WITH THE HOMEOWNER BEFORE YOU APPROVE THESE FORECLOSURES? ARE YOU JUDGES THAT OUT OF TOUCH! ARE YOU REALLY THAT ENABLING OF HIGHLY QUESTIONABLE BEHAVIOR?

It's as if Chase Bank views the home owner as a rent ransomer and Chase Bank is merely stalling them while their own foreclosure swat team moves in to have the home owner removed.

In this instance, Chase Bank only admitted they made a mistake when the news media got involved!
That is how a bankster behaves. The home owner wants to stay in their home and willingly comes in to communicate their desire to Chase bank. What does Chase Bank the Bankster do? Chase Bank the bankster actually stalls the homeowner while preparing the papers to foreclose and sell their home even when the homeowner is actually complying with Chase Bank's requests!

You all should check out my Robots Against Chase blog. There is an actual video of a homeowner who went through the very same thing as the couple in this video and he describes in agonizing detail how Chase Bank simply ignored his payments and kept processing his foreclosure papers!

Putting resources into repossessing a home when the homeowner is trying to work with Chase Bank makes Chase Bank business practices an enemy of the people, and the judges who placate them are the biggest enablers of all.

I believe the reporter should go find the judge who signed off on the foreclosure paperwork and ask that judge why it is ethical to proceed with a foreclosure when the home owners are still in negotiations with the bank over a home loan modification.

Don't forget, the Cat Who Ate Chase Bank Book, coming in early 2010.

(Edit note, I was informed on a loansafe dot org forum that not all foreclosures and evictions require a judge's signature, even when law enforcement shows up to evict the homeowner!)

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

The Great Credit Card Interest Rate Caper, how the banks are selling your job overseas, and charging you for the privilege of doing it.

2009-11-05T13:44:00.000-08:00

Credit card debt in combination with high high interest rate charges amounts to american consumers paying 15-25 billion dollars EVERY MONTH in INTEREST RATE CHARGES on EXISTING, OLD CREDIT CARD DEBT. 15-25 billion dollars EVERY MONTH of precious "after payroll tax" dollars bypasses local economies and instead goes directly to banks and not into local economies resulting in lost local jobs.

Lost local jobs equals less revenue for states even as the states spend more and more to take care of those who are out of work. Less revenue for states leads to increased state and local consumption taxes. Increased state and local taxation results in local businesses cutting additional jobs and spending. The local community loses jobs and the ability to buy goods or services. Repeat the process for the same result, fewer jobs, more debt, and no way out.

Credit Card Debt creates 15 to 25 billion dollars of spending money each and every month for Wall Street executives to invest in overseas job opportunities. Americans with credit card debt are financing overseas jobs that create knock off, lower cost products that desperate americans then buy because they cannot "afford" anything better.

The irony is, after a few years of increasing credit card debt caused by the loss of local jobs, americans would have been better off paying DOUBLE for an american made product in cash.

Spending more money locally in cash can actually be more cost effective than buying a knock off made out of the country for less up front money because of all of the credit card interest rate charges that get tacked on over time.

Because the usurious credit card interest rate scandal is too good to be true, Credit card enslavement has been created by raising interest rates to record levels so that people cannot afford to pay down their credit card debt.

Profiteers from the above endeavor simply ridicule anybody with credit card debt to keep them in line, to make them feel ashamed and beaten down and embarrassed to publicly protest about what is going on.

Federal, State, and Local governments, nervous that their own revenues are falling, swoon at the banks feet because amazingly enough, the banks have cash and can help salvage local governments through the troubled times that the banks themselves helped create.

The banks generously offer low interest rates to all branches of government to help offset the "deadbeat" taxpayer that was originally victimized by the same banks that the government is swooning over.

You have to wake up your local government officials and demand that interest rates on EXISTING CREDIT CARD DEBT, not new credit cared debt, BUT EXISTING CREDIT CARD DEBT, needs to be SEVERELY REDUCED, to 1 or 2%, for any consumer that can afford to pay down their credit card debt, YOUR JOB, YOUR LIVELIHOOD, YOUR HOME, may depend on it.

Don't forget, the Cat Who Ate Chase Bank Book, coming this November.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

Ann Minch on The Suze Orman Show talking about the Debtor's Revolt.

2009-10-25T18:59:00.001-07:00

If only Suze Orman read this blog. If Suze Orman read this blog she would wear a lunch bag over her head out of embarrassment, not for the great job she did while Ann Minch was on, (and Ann was pretty terrific as well), but it was Orman's absolutely WRONG answer to an email question about Chase Bank's 7.99 interest rate offer that floored me.

Before I go on about the wrongness of Suze Orman's answer to the Chase Bank question, let me state that she and Ann Minch did such a wonderful half an hour together Ms. Orman would be wise to split that half an hour from the second half of that particular episode and rerun it in future programs.

But please, please Ms. Orman, if you decide to rerun your debtor's revolt segment, PLEASE ONLY DO THE SEGMENT WITH ANN MINCH SINCE AFTER THAT SECTION, RIGHT NEAR THE END OF THAT HOUR SEGMENT, YOU GAVE AN ABSOLUTELY WRONG ANSWER about Chase Bank and their 7.99% offer.

Many have called Chase Bank's 7.99 percent interest rate offer to customers who actually had lower interest rates a bait and switch manuever. Since the original life of the loan lower interest rate Chase Bank had previously offered was for interest rates of 1.99, 2.99, 3.99, 4.99. and 5.99, customers have now been FORCED to accept the 7.99 percent offer because Chase Bank raised their monthly minimum payment from 2% to 5% and they could not afford such a HUGE JUMP IN THE MONTHLY PAYMENT.

It's like somebody picking your pocket and then offering to give you back SOME of the money. Well goodee for Chase Bank, but not for their customers.

Suze seemed pleased with Chase Bank for making the 7.99 interest rate offer AFTER CHASE BANK RENEGED on their original, life of the loan offer by raising the monthly minimum payment from 2% to 5%. Some if not all of these 7.99 interest rate offers are only for a couple of years, then they too balloon to as much as 20 plus percent! How can this be considered a good thing when the ORIGINAL DEAL WAS FOR A LOWER INTEREST RATE FOR THE LIFE OF THE LOAN?

Perhaps I shall devote two chapters in my book, The Cat Who Ate Chase Bank, to Suze Orman. One chapter will be devoted to the fine half hour she spent with Ann Minch of Debtor's Revolt, and then a second chapter would be devoted to reviewing Ms. Orman's comments about Chase Bank's " 7.99 interest offer". I am really saddened Ms. Orman could fly so high one half hour, than fall so far so fast within minutes by actually giving props to Chase Bank for baiting and switching their customers.

However, I would like to complement the Suze Orman show for their rapid fire use of text messages at the bottom of the screen that immediately inform people about what is going on. The text information adds an extra layer of valuable information as the interview proceeds, especially for those who may turn in during the show and not know what is going on. For that the Suze Orman show gets a huge round of applause.

I normally take a photo off of the television screen when I do a review of a televsion show or segment, but when I upgraded to snow leopard my canon camera no longer uploads my photos. Canon customer service assures me that if I call during the weekday customer service hours they will help me get my photos to upload. I remain skeptical but will give it a try. My book has been delayed because of this Apple and Canon fiasco.

(edit update). The Canon and Apple Snow Leopard incompatibility issue is supposed to be corrected by mid November 2009 to late November 2009.

Don't forget, the Cat Who Ate Chase Bank Book, coming this November.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

In case you never saw the Debtor's Revolt video, here it is.

Wall Street pay soars to record levels. Got a job yet?

2009-10-14T12:35:00.001-07:00

Wall Street pay soars to record levels. Got a job yet?

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More Chase Bank is Bad, very bad, articles springing up on various blogs. Jamie Dimon mentioned as well.

2009-10-11T17:35:00.001-07:00

In just the past six months I think I have found at least 50 articles, it could be as many as a hundred, that lambast Chase Bank and their credit card, home mortgage, and equity line tactics. Click here to read about how Chase Bank's Jamie Dimon likes to remind politicians in closed door meetings that he is friends with the governor of their particular state, as Marcy Kaptur, congress person from Ohio, found out when she was able to attend a behind closed door meeting with Jamie Dimon present.

Read and Learn how arrogant Jamie Dimon appears to be, and hopefully, you won't find it acceptable.

Don't forget, the Cat Who Ate Chase Bank Book, coming this November.

Please Download the Chase Bank Protest Protest Flyer for FREE, and then all that needs to be done is just give a few copies out, it is really that simple.

BofA pledges moratorium on credit card interest rates hikes

2009-10-07T04:33:00.001-07:00

Please read the story about BofA pledges moratorium on credit card interest rates hikes.

I credit Ann Minch of the very famous youtube Debtor's Revolt video as being the reason for Bank of America's decision to not raise credit card rates anymore before the Credit Card Reform Bill takes full effect in early 2010.

Meanwhile, Chase Bank refuses to make a similar promise as Bank of America. Just one more reason in a long list of reasons why the book, The Cat Who Ate Chase Bank, is needed as a rallying cry against Chase Bank.

My favorite saying..."People who say it cannot be done should not get in the way of those who are already doing it." ...applies here. I have always felt that telling someone something can't happen because of "them" is the same thing as trying to stop them.

I have always gotten the chills when hearing the phrase "they won't listen", or, "they will never do that", and now my chills have been justified. For those who believe that "they" don't listen or "they" will never do that, Ann Minch has proven the "theysayers", wrong.

Ann Minch is living proof that ignoring the "they" idiots and doing the right thing can get a just result.

Ann Minch was right for believing that enough is enough, and now millions of people will benefit as a result.

All people had to do was watch her youtube video to ensure that the collective number of viewers would grow to an eye opening amount.

1/2 million people watching a video about finances is the same as 20 million people watching a youtube video about a celebrity scandal, and Bank of America noticed, whereas Chase Bank did not.

This is why Chase Bank remains in a "class" of their own.

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The CAT WHO ATE CHASE BANK BOOK is coming, the blog is already here.

2009-09-08T22:30:00.001-07:00

Don't be shy, please leave a message in the comments section. Click on any image to see it enlarged.

Just what has Chase Bank done? Where to Begin.

A comment I just read tonight on the internet, 10 simple words for Chase Bank to live by...

"I just want Chase Bank to honor their original agreement".

To get Chase Bank to honor those 10 simple words, it is going to take ongoing pressure above and beyond the year 2009.

The Cat who ate Chase Bank will be chock full of actual Chase Bank actions and attitudes that defy civility towards their own customers and even their own employees.

The Cat who Ate Chase Bank will explore and expose Chase Bank's actions that reveal a banking philosophy of "the bank comes first, second, and third."

Is Chase Bank's arrogance somehow tied into Jamie Dimon's relationship with Barack Obama?

Barack Obama accepted tens of millions of dollars in FRAUDULENT Credit Card Donations in 2008. The Credit Card numbers were valid, the names on the credit card were altered to protect donors who had already given the MAXIMUM legal limit.

Could this be why Barack Obama is doing nothing to stop Chase Bank from doing whatever it wants to over a million of their most reliable customers?

Is it possible that somehow Jamie Dimon knew how to make these type of illegal donations happen?

Is that why now Barack Obama does nothing even as Chase Bank endangers the credit accounts of possibly more than one or two million customers?

The customers being affected are customers who EARNED an excellent credit offer by being oustanding credit card customers with an outstanding credit card history. Now these very same customers are being attacked by Chase Bank, simply because Chase Bank thinks they can get away with it.

These customer's monthly minimum payments that they HAVE NEVER BEEN LATE PAYING, are going to increase by 150%. A 300 dollar payment will now become a 750 dollar payment.

Yes, Cheating Honest Americans sure does seem easy, and that is why The Cat Who Ate Chase Bank is being turned into a book. Lets spread the message wide and far that Chase Bank is dead to you, dead to me, dead to all of the millions of americans that just can't stand their arrogant and narcissistically deplorable behavior.

Telling the story of Chase Bank's arrogance through a cats eyes is no easy task.

I can tell you that these photos are lovingly taken, at the time and place of the CATS CHOOSING.

While many of the pictures may come across as humorous or even cute, the messages in the photo are all serious.

Many Chase Bank Customers simply want Chase Bank to "leaf them alone".

Other Customers have already formed lifelong, NEGATIVE, opinions of Chase Bank.

Assuming I can put a book together without getting bogged down in the technical details, The Cat Who Ate Chase Bank should be available by the first week in November of 2009.

This blog won't have that many blog article updates. So if you wish to participate, please leave a comment in the comments section.

Estimated book price will be 15.00 dollars per book, a multiple order of 6 books will be 60 dollars, and 12 books should cost 99 dollars. I am hoping to make a dent in the small business stores. Purchase a 12 pack and if you sell them all at 15 dollars each, you will make a nice profit.

NONE of these pictures are photoshopped. Other than some standard color correction, these pictures are not manipulated with any special software programs.

If this book reminds people that Chase Bank's attitude in this time of great economic strife was unacceptable, then the impact this one book could have could be incredible, and, more importantly, well deserving of a bank that is too big to care for its most loyal and never late paying customers.

Those who have blogged in protest, have written congress, consumer affairs, their local politicians, discussed Chase Bank with anybody who wanted to know, how much time have WE LOST because of the arrogance of Chase Bank?

Just read some of the thousands of letters that are located at consumeraffairs.com to get a sense of the trauma that Chase Bank has UNNECESSARILY inflicted on their own customers.

14 Class Action lawsuits have been filed against Chase Bank over their recent activities against the consumer.

If you were promised a "Life of the Loan" low interest rate Chase Bank Credit Card Loan, your payment 600 dollar a month payment would rise to 1,500!

Chase Bank is spurning their proud to pay down their debt customers in exchange for customers who want a more elitist card, a card named Sapphire. Chase Bank is spending 30 million dollars to "launch" this new card. I wonder where they got the money from?

There is actually a proviso in the Credit Card Reform Bill Act that ALLOWS CHASE BANK to raise the monthly minimum payment on their low interest rate loans, alleging it is for the good of the consumer!

Chase Bank was proud of the 9 Grief counseling centers they set up in Southern California. Ironically, the anguish Chase Bank was causing by the inflexible negotiating positions they gave to their customer service reps could have been invoking just as much pain , if not more, than their grief counseling centers could handle.

I believe Chase Bank is counting on their customers to remain speechless even as Chase Bank is able to take back a promotion they promised.

Several months ago, Oprah Winfrey garnered a lot of favorable publicity for herself and her television show by giving out four free KFC Chicken Grill Coupons to possibly millions of her viewers.

Oprah Winfrey is in a position to help MILLIONS of americans by simply taking Chase Bank on, on her own show, but as far as I know, it never happened. Shame on Oprah, for valuing free chicken coupons more than helping the victims of Chase Bank actions.

All of these photos above will probably be in the book, The Cat Who Ate Chase Bank.

The good news is, there will be EVEN MORE, at least another 20-30 equally wonderful photos, each with their own caption plus information about how Chase Bank's behavior will not be tolerated...

or forgotten!